Australian Unity reserves the right to amend or discontinue the offer at any time. * Terms and Conditions of offer include: Offer only available for new Kickstarter Loan applications received on or before 30 June 2023. Discount applied at settlement and for the life of the loan. 15 basis points) discount off the applicable variable rate. Variable interest rates shown are for loans with a Loan to Value Ratio (LVR) less than or equal to 70% and are current as at 24 July 2023. This may mean you pay more interest over the life of the loan.ĥ Available for new loans only. During an interest only period, your interest only payments will not reduce your loan balance. Comparison rates for fixed Interest Only loans are based on an initial Interest Only period equal to the fixed period. Comparison rates for variable Interest Only loans are based on an initial 5 year Interest Only period. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Different amounts and terms will result in different comparison rates. WARNING: the Comparison Rate applies only to the example or examples given. For more information of fixed rate loans click here.Ĥ Comparison Rate is based on a secured loan $150,000 over a term of 25 years with fortnightly repayments. Fixed Rate Home Loans aren’t for everyone and the rate may change at any time prior to the loan being settled. At the end of the fixed rate period, the interest rate converts to the applicable Standard Variable Rate relevant to your loan purpose and repayment type at that time, less any applicable package discount specified in your Loan Contract. The rate includes a discount off the standard variable rate.ģ Interest rate current as at and subject to change, available for new Australian Unity fixed rate loans only. Australian Unity reserves the right to offer rates, fees and charges that differ from those currently promoted on the website or advertised.ġ, 2 Available for new loans only. Information is correct as at 14 December 2023 and is subject to change. Our Target Market Determinations are available here. Before acquiring any product you should read the relevant Terms and Conditions (including Terms and Conditions), any Product Disclosure Statement (if applicable), Financial Services Guide and Credit Guide – available here. Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

Australian Unity Bank Limited is wholly owned subsidiary of Australian Unity Limited.įees, charges and lending criteria apply. Terms & Conditionsīanking products are issued by Australian Unity Bank Limited ABN 30 087 652 079 AFSL/Australian Credit Licence No. You can use this to compare other products on the market. Click here to generate a home loan key facts sheet for specific information relating to the loan – including interest rate, repayments and fees.

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